When looking at IT Finance you need to be as flexible as possible due to the very nature of the industry, which is fast moving. You need a product that allows you to upgrade as the need arises, with if possible not increasing your monthly payments. Key Drivers: Flexibility Cash Flow Tax benefits Finance the whole solution (including software) Make it as easy as possible to arrange Why Lease Computers can be regarded as a variable cost rather than a fixed cost and therefore it makes sense to lease rather than purchase. When evaluating an investment it is easier to look a "per user per week cost" to justify the investment Pay for IT as and when you use it. Equipment lifecycles are so short that there is little attraction in having a rapidly depreciating asset on the balance sheet. Why have your cash and credit lines tied up in computer systems? Incredibly tax efficient.
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